Legal Restrictions and terms of use
Applicable to the Electrical Contractors’ Insurance Company Limited (ECIC) web site.
Please read these terms and conditions carefully
By making use of this web site, you agree to be bound by the terms and conditions set out below and
any additional terms and conditions set forth on individual pages of the web site. If you do not wish
to be bound by these terms and conditions, do not continue to use or access this web site. This Agreement
is governed by English law and jurisdiction.
The products referred to on this web site are available to UK residents only whilst in the UK only unless
otherwise stated. For the avoidance of doubt the UK comprises England, Scotland, Wales and Northern
Ireland and, for this purpose only, the Isle of Man and the Channel Islands.
Other than the contents of this page, nothing on this web site is intended to, nor shall it give rise to,
any form of legally binding contract. All material contained within this web site is provided for
information purposes only. Where examples of quotations are provided within this web site, these do not
constitute an offer which might give rise to a contract. When considering the products or services
described in this web site you are advised to seek independent professional advice.
Corporate Information
ECIC is a wholly owned subsidiary of the Electrical Contractors’ Association. ECInsurance is a collective
trading style for their insurance operations.
ECIC and ECIC Specialist Underwriters are trading styles of the Electrical Contractors’ Insurance Company
Limited. Any reference to ECIC or ECIC Specialist Underwriters on this web site shall mean the Electrical
Contractors’ Insurance Company Limited.
Electrical Contractors’ Insurance Company Limited
Registered Office: ESCA House, 34 Palace Court, London W2 4HY
Registered in England No. 1266206
ECIC is authorised and regulated by the Financial Services Authority (Registration No. 202123).
Use this link to view ECIC’s entry in the FSA Register:
www.fsa.gov.uk/register/.
Copyrights and Trademarks
The contents of this web site, including all text, graphics, logos, trademarks, service marks, slogans
and other material, are protected under copyright and trademark laws. These intellectual property rights
are owned by ECIC or by a third party who has given permission to ECIC to use them. You may not download,
duplicate, distribute or circulate any of the contents of this web site, in whole or in part, other than
for your own personal use unless otherwise stated elsewhere on this web site or by separate written
agreement.
Product and Service Information
The descriptions of the various products and services offered by ECIC contained in this web site are
provided solely for general informational purposes. The information and descriptions contained herein are
not intended to be complete descriptions of all terms, conditions and exclusions applicable to the
products and services. Whilst ECIC takes all reasonable steps to ensure that the information contained
within this web site is accurate and up-to-date, no liability can be accepted for any errors or
omissions. Any proposal for insurance will be subject to ECIC’s normal underwriting procedures and
requirements. The precise coverage afforded by ECIC is subject to the terms, conditions and exclusions
of the policies as issued by ECIC. The information contained in this web site is subject to change without
notice. You are responsible for evaluating and using the information provided in this web site. ECIC
assumes no liability whatsoever (whether direct or indirect) in connection with your use of this
information. In providing the information contained in this web site, ECIC and any third party authors of
the information provided are not rendering any legal, accounting or other professional advice or opinions
on specific facts or matters.
Cyber Risks
Any information directly or indirectly transmitted to or from this server cannot be guaranteed to be secure
during transmission. There is no guarantee that any e-mail sent will be received by ECIC, or that the
contents will remain secure during transmission.
ECIC cannot warrant that this web site is free of malicious code or technical defects of any description
and will not be responsible for any technical problems arising from the use of this web site. You are
strongly advised to take steps to protect the integrity of your own computer and electronic communication
systems against the risks associated with the Internet.
ECIC will not be liable if, for any reason, this web site is unavailable at any time or for any period.
Hyperlinks
This web site contains links, including hypertext links, that will lead you to web sites that are not under
ECIC’s control. These links are provided for your information and convenience. The inclusion of any link
does not imply endorsement in any way of the web site to which the link leads. ECIC accepts no
responsibility or liability for your use of such linked web sites or for the products or services offered
by the operators of these web sites.
You may not create a hypertext link to this web site without our prior written consent.
User Conduct
When accessing or using this web site you may not post or transmit any unlawful, threatening, abusive,
libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind.
This includes, without limitation, any transmissions constituting or encouraging conduct that would
constitute a criminal offence, give rise to civil liability or otherwise violate any national or
international law.
User ID/Password Use
If you are, or have been, assigned or given selected user identification or passwords for access to
restricted sections of this web site, you are responsible for maintaining the security and confidentiality
of that information and all information obtained through access to these restricted areas. You are
responsible for all activities undertaken under your identification or password. You may not allow any
other person to use your identification or passwords.
Privacy Policy
We take care to protect the privacy of customers and users of this web site.
All personal information supplied by you through this web site will be held by ECIC in confidence in
accordance with UK Data Protection Legislation. This information may be used to process your inquiry or
request; to comply with any law, regulation, audit or court order; to administer policies, handle claims
or to help detect and prevent fraud and may be passed to third parties for these purposes.
We may also use aggregate information and statistics for the purposes of monitoring web site usage in
order to help us develop this web site, our services and our products and may provide such aggregate
information to third parties. These statistics will not include information that can be used to identify
any individual.
Some personal information is collected automatically when you visit this web site, as your IP address
needs to be recognised by our server. We may use this information to monitor and analyse how parts of
our web site are used. Individual users are not identified and we do not use cookies for research.
Other than as specified above, ECIC will not disclose without your consent any personal information we
collect about you when you visit this web site to a third party.