Insurance for Members of the National Federation of Roofing Contractors
Contractors' Combined Insurance
The NFRC Insurance Scheme has been specifically developed to provide insurance cover to members of the
National Federation of Roofing Contractors. Since its introduction in 2003 membership of the Federation
has been a pre-requisite.
The Scheme provides trade specific
- Employers' Liability
- Public/Product Liability
- Contractors' All Risks
- Property, Business Interruption, Money, Transit and Personal Accident
Broad Coverage
The policy is structured to cover professional roofing contractors operating across a broad spectrum of
disciplines ranging from straight-forward domestic installations to more complex industrial sheeting and
cladding applications.
With proven health and safety focused underwriting and realistic minimum premiums,
it provides a stable
solution to meet the requirements of smaller local businesses and national contractors alike.
Depending on the nature of the specialist work undertaken, extensions within the Policy cater for the
unique risks to which the client is exposed.
Specialist Liability Protection
As standard the Employers’ Liability Section provides an Indemnity Limit of £10,000,000 (£5,000,000
in respect of Terrorism).
An Indemnity Limit of up to £5,000,000 is available under the Public/Products Section.
Public/Product Liability Insurance
The Policy’s Liability Sections feature:
- Industry specific Fire Precautions Conditions for contractors undertaking hot-work
with flexibility to cater for tar-boilers placed at deck-level
- Optional extensions to meet the requirements of contractors working on asbestos
containing materials (non-licensable)
- No Automatic Height Limits
- Realistic Sub-Contractors’ Insurance requirements
Contractors' All Risks
The CAR Section has been specifically designed to protect contract work, plant and equipment against the risks
associated with contract performance.
Contractors' Property, BI and PA
The flexible nature of the cover provided by these Sections allows the policy to cater for the requirements of
clients with business premises ranging in size from a small office and store to larger multi-site operations.
Documents / Resources
Key Features
The Policy’s Liability Sections feature:
- Trade Specific Insurance for NFRC Members
- Public/Products Liability to £5m
- Optional Contractors’ All Risks, Property & BI Sections
ECIC is committed to:
- Wide policy coverage
- Attractive instalment option
- Prompt professional claims management
- Risk managed underwriting
- Free 24 hour helpline service to provide legal advice on any business related issue
Please note:
Asbestos Questionnaires must accompany all liability proposals.
Risk Assessment Questionnaires must accompany liability proposals
for Roofing Contractors and Lift Engineers and may be requested by
underwriters for certain Electrical/HVAC risks.