Legal Restrictions and terms of use
applicable to the Electrical Contractors’ Insurance Company Limited (ECIC) web site.

Please read these terms and conditions carefully
By making use of this web site, you agree to be bound by the terms and conditions set out below and any additional terms and conditions set forth on individual pages of the web site. If you do not wish to be bound by these terms and conditions, do not continue to use or access this web site. This Agreement is governed by English law and jurisdiction.

The products referred to on this web site are available to UK residents only whilst in the UK only unless otherwise stated. For the avoidance of doubt the UK comprises England, Scotland, Wales and Northern Ireland and, for this purpose only, the Isle of Man and the Channel Islands.

Other than the contents of this page, nothing on this web site is intended to, nor shall it give rise to, any form of legally binding contract. All material contained within this web site is provided for information purposes only. Where examples of quotations are provided within this web site, these do not constitute an offer which might give rise to a contract. When considering the products or services described in this web site you are advised to seek independent professional advice.

Corporate Information
ECIC is a wholly owned subsidiary of the Electrical Contractors’ Association. ECInsurance is a collective trading style for their insurance operations.

ECIC, ECIC Specialist Underwriters, ECIC Bonds and facilitas are trading styles of the Electrical Contractors’ Insurance Company Limited. Any reference to ECIC, ECIC Specialist Underwriters, ECIC Bonds or facilitas on this web site shall mean the Electrical Contractors’ Insurance Company Limited..

Electrical Contractors’ Insurance Company Limiteded
Registered Office: ESCA House, 34 Palace Court, London W2 4HY
Registered in England No. 1266206

ECIC is authorised and regulated by the Financial Services Authority (Registration No. 202123).

Use this link to view ECIC’s entry in the FSA Register: www.fsa.gov.uk/register/.

Copyrights and Trademarks
The contents of this web site, including all text, graphics, logos, trademarks, service marks, slogans and other material, are protected under copyright and trademark laws. These intellectual property rights are owned by ECIC or by a third party who has given permission to ECIC to use them. You may not download, duplicate, distribute or circulate any of the contents of this web site, in whole or in part, other than for your own personal use unless otherwise stated elsewhere on this web site or by separate written agreement.

Product and Service Information
The descriptions of the various products and services offered by ECIC contained in this web site are provided solely for general informational purposes. The information and descriptions contained herein are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services. Whilst ECIC takes all reasonable steps to ensure that the information contained within this web site is accurate and up-to-date, no liability can be accepted for any errors or omissions. Any proposal for insurance will be subject to ECIC’s normal underwriting procedures and requirements. The precise coverage afforded by ECIC is subject to the terms, conditions and exclusions of the policies as issued by ECIC. The information contained in this web site is subject to change without notice. You are responsible for evaluating and using the information provided in this web site. ECIC assumes no liability whatsoever (whether direct or indirect) in connection with your use of this information. In providing the information contained in this web site, ECIC and any third party authors of the information provided are not rendering any legal, accounting or other professional advice or opinions on specific facts or matters.

Cyber Risks
Any information directly or indirectly transmitted to or from this server cannot be guaranteed to be secure during transmission. There is no guarantee that any e-mail sent will be received by ECIC, or that the contents will remain secure during transmission.

ECIC cannot warrant that this web site is free of malicious code or technical defects of any description and will not be responsible for any technical problems arising from the use of this web site. You are strongly advised to take steps to protect the integrity of your own computer and electronic communication systems against the risks associated with the Internet.

ECIC will not be liable if, for any reason, this web site is unavailable at any time or for any period.

Hyperlinks
This web site contains links, including hypertext links, that will lead you to web sites that are not under ECIC’s control. These links are provided for your information and convenience. The inclusion of any link does not imply endorsement in any way of the web site to which the link leads. ECIC accepts no responsibility or liability for your use of such linked web sites or for the products or services offered by the operators of these web sites.
You may not create a hypertext link to this web site without our prior written consent.

User Conduct
When accessing or using this web site you may not post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind. This includes, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law.

User ID/Password Use
If you are, or have been, assigned or given selected user identification or passwords for access to restricted sections of this web site, you are responsible for maintaining the security and confidentiality of that information and all information obtained through access to these restricted areas. You are responsible for all activities undertaken under your identification or password. You may not allow any other person to use your identification or passwords.

Privacy Policy
We take care to protect the privacy of customers and users of this web site.
All personal information supplied by you through this web site will be held by ECIC in confidence in accordance with UK Data Protection Legislation. This information may be used to process your inquiry or request; to comply with any law, regulation, audit or court order; to administer policies, handle claims or to help detect and prevent fraud and may be passed to third parties for these purposes.

We may also use aggregate information and statistics for the purposes of monitoring web site usage in order to help us develop this web site, our services and our products and may provide such aggregate information to third parties. These statistics will not include information that can be used to identify any individual.

Some personal information is collected automatically when you visit this web site, as your IP address needs to be recognised by our server. We may use this information to monitor and analyse how parts of our web site are used. Individual users are not identified and we do not use cookies for research.

Other than as specified above, ECIC will not disclose without your consent any personal information we collect about you when you visit this web site to a third party.